Ask any Cooper City personal injury attorney and he will tell you that the vast majority of personal injury cases in Florida are settled before proceeding to trial. However, in no way does it mean that recovering damages for personal injury is easy.
Our personal injury lawyer Cooper City from Law Offices of Bradley S. Hartman, P.A., warns that your injury must meet a certain “threshold,” or, in other words, be serious enough to make you eligible for seeking maximum compensation for damages.
For example, if you were bruised in a car accident in Cooper City or elsewhere in Florida, you may not be entitled to recover damages. If you, on the other hand, suffered a brain injury or concussion requiring long-term therapy and medical treatment, you will most likely qualify to file a personal injury claim.
As you may have guessed by now, there are very specific and strict rules for filing a personal injury claim in Florida. And today, our Cooper City personal injury attorney is going to cover the basics of submitting a personal injury claim to insurance companies in the Sunshine State.
Does your injury meet the required threshold?
While some of you might think that the severity of your injury does not matter when it comes to filing a personal injury claim to recover damages, it is not entirely true. Under Florida law, your injuries must meet a certain threshold in order to make you eligible to file a claim and seek compensation.
Florida is one of many no-fault states that require the injured to prove that his or her injuries meet a certain medical threshold to be eligible for recovering damages.
In Florida, you are required to have personal injury insurance coverage of at least $10,000 to pay for medical expenses after a car accident, truck accident, motorcycle accident, or any other type of accident. This type of insurance coverage applies regardless of which party was at fault for the accident.
Is your injury serious enough to seek maximum compensation?
In fact, the beauty of no-fault insurance in Florida is that it can compensate for your medical bills and other losses and damages even if you do not have healthcare insurance. However, if you want to seek compensation for the damages beyond economic damages (medical expenses, loss of income, out-of-pocket expenses, etc.), and want to be reimbursed for your pain and suffering, mental anguish, emotional harm, and other non-economic damages, your injury will have to meet the required medical threshold and you will most likely have to be represented by a personal injury attorney Cooper City.
In order for your injury to be classified as serious to meet the required medical threshold to get the maximum compensation, any of the following must be true:
- Temporary and/or permanent loss of an important bodily function
- Permanent injury
- Temporary or permanent scarring or disfigurement
Why you need a lawyer to file a personal injury claim
In Florida, you can make a personal injury claim with your own insurance company or a third-party claim with the other party’s insurer. If your negotiations with insurance companies do not bring a favorable outcome, consider filing a personal injury lawsuit against the other party.
Hiring a personal injury attorney Cooper City is highly recommended to speed up negotiations and ensure that you are getting the maximum compensation for your medical condition. Contact Law Offices of Bradley S. Hartman, P.A., for a free case evaluation. Call our offices at 954-438-1000 today.