Over 90 percent of the U.S. population have health insurance, but what if you need to receive medical treatment after an accident and you do not have health insurance or you cannot access your insurance immediately?
Accidents always catch us off guard, they come when we least expect them. And while health insurance has a number of benefits – including but not limited to the fact that it can cover your medical costs – not all people in Cooper City and all across Florida have it.
It is not just uninsured Americans who ask themselves the question, “Can I receive medical treatment without health insurance?” after an accident. There are many people in American who cannot afford health insurance, and there are also those who are in between policies, their policy has expired, or they are waiting for their insurance policy to commence.
Can doctors or hospitals deny treatment for not having health insurance?
Our Cooper City personal injury attorney from the Law Offices of Bradley Hartman says that it would be illegal for healthcare providers to deny treatment whether you have health insurance or not. However, there are circumstances in which doctors can legally refuse to perform medical treatment.
Even though it is possible to get medical treatment for your personal injury after an accident even if you do not have health insurance or it has expired, there are many doctors in Florida who refuse to treat patients who cannot pay for the treatment. If this happened to you, you need to speak to an experienced personal injury attorney in Cooper City in order to determine whether or not the healthcare provider had legal grounds to deny treatment.
Generally, the list of instances in which a medical professional can lawfully refuse to treat you is not long. If you were denied treatment that you had a right to or were legally required to receive, you may be entitled to file a lawsuit against the hospital or healthcare provider.
When healthcare providers can lawfully deny treatment
According to the Emergency Medical Treatment and Active Labor Act (EMTALA), healthcare providers and doctors are required to provide patients with medical treatment even if they are not able to pay for it. If your personal injury requires treatment, then a medical professional cannot refuse to treat you unless he or she has legal grounds to do so.
Our Cooper City personal injury attorney at the Law Offices of Bradley Hartman lists some of the most common situations in which doctors can legally refuse to treat patients:
- The illness or injury that the patients think requires treatment is non-existent.
- The patient has a substance addiction and wants the healthcare provider to prescribe certain drugs or medication under the pretext of receiving treatment.
- The patient is deemed dangerous and may cause harm to himself/herself and others.
- The hospital or medical facility has no capacity or resources to perform the treatment or accept more patients.
The bottom line is this: federal and state laws in Cooper City and elsewhere in Florida require doctors and medical professionals to treat patients regardless of whether they have health insurance or not unless the healthcare provider has a lawful reason to deny treatment.
If you have been denied treatment after an accident, do not hesitate to speak to our best personal injury attorneys in Florida to determine whether the denial of treatment was lawful. Contact the Law Offices of Bradley Hartman to get a free consultation about your case. Call our offices at 954-438-1000 or fill out this contact form.