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Uninsured & Underinsured Motorists

When a Car Accident Involves an Uninsured Motorist

From the moment we first start driving, we are taught the following about what to do after an accident: "Exchange insurance company information with the other drivers and passengers involved in the accident."

  • What if the other driver doesn't have insurance?
  • What if the driver thinks he or she has insurance, but you find out it was cancelled before the accident?
  • What if the other driver has only minimal insurance coverage and your medical expenses and car repair far exceed the other driver's policy limits?
  • Will your own car insurance make up the difference?

Broward County, Florida: Experienced Car Accident Attorney

The job of your personal injury lawyer is to investigate all potential sources of funds that may be used to fully and fairly compensate you for your injuries and property damage after a car accident. Your lawyer's job is more complicated after a car accident involving an uninsured motorist, because one obvious source of compensation is missing.

As a personal injury lawyer with more than 30 years of experience, I have extensive experience seeking out all potential sources of financial compensation for my injured clients.

  • Do you have uninsured/underinsured motorist coverage (UIM) as part of your car insurance policy? If so, that amount may also be applied to compensate you for injuries.
  • Do you have homeowners insurance or an umbrella insurance policy? I will interpret the policy language to determine whether those policies may be used.
  • Did the accident happen while you were at work or performing a task related to your job? If so, we may be able to help you access the workers' compensation system.

Many of my clients are fearful about making a claim with their own insurance company, even though they pay their monthly premiums and deserve a payout under their policy. I like to reassure my clients that I will interact with the insurance company on their behalf. In most cases, making a claim under your uninsured motorist policy, for example, will not raise your insurance premiums if you did not cause the accident.

Additional Information About Car Accidents

More information about legal issues relating to car accidents can be found on the following pages of this Web site:

This Web site also provides substantial information about my law firm, my professional background, and the stages of a personal injury lawsuit.

Schedule a Consultation

If you have questions about a specific accident and your legal options, contact my office to schedule a free and confidential initial consultation. Call toll free (866) 497-5249 or contact my office online.

Injured? We can help. Tell us about your case.

NOTE: Labels in bold are required.

Contact Information
  1. disclaimer.

The Law Office of
Bradley S. Hartman, P.A.

10000 Stirling Road, Suite 1
Cooper City, FL 33024
Phone: (954) 438-1000
           (866) 497-5249
Fax: (954) 438-3000
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